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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,795 | $29,670-23.2% | $56,054-59.3% | $80,911-71.8% |
| Participation rate | 21.4% | 41.7%-20.2pp | 52.5%-31.1pp | 67.6%-46.2pp |
| Annual return | 15.21% | 35.24%-20.0pp | 1705.95%-1690.7pp | 35.63%-20.4pp |
| Employer contribution / active EE | $368 | $670-45.1% | $1,039-64.6% | $2,756-86.7% |
| Participant deferral / active EE | $679 | $1,227-44.7% | $1,952-65.2% | $4,297-84.2% |
| Admin fee / account holder | $210 | $2,431-91.4% | $2,822-92.6% | $6,935-97.0% |