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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,477 | $27,632+6.7% | $61,452-52.0% | $68,486-57.0% |
| Participation rate | 64.5% | 39.5%+25.0pp | 52.6%+11.9pp | 67.9%-3.4pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.96%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,672 | $696+140.2% | $1,160+44.1% | $2,597-35.6% |
| Participant deferral / active EE | $3,384 | $1,264+167.8% | $2,125+59.3% | $4,028-16.0% |
| Admin fee / account holder | $176 | $2,010-91.3% | $2,131-91.8% | $5,404-96.8% |