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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,648 | $138,102-22.8% | $125,381-14.9% | $134,532-20.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.00% | 750.73%-750.7pp | 572.31%-572.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $5,123 | $5,245-2.3% | $4,815+6.4% | $4,741+8.1% |
| Participant deferral / active EE | $10,563 | $7,801+35.4% | $7,448+41.8% | $6,401+65.0% |
| Admin fee / account holder | $593 | $11,568-94.9% | $10,007-94.1% | $11,429-94.8% |