Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC3 years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $14,649 |
WESPAC PLAN SERVICES, LLC3 years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $7,711 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,402 | $70,917-37.4% | $98,916-55.1% | $73,493-39.6% |
| Participation rate | 29.8% | 73.8%-44.0pp | 76.0%-46.2pp | 70.7%-40.9pp |
| Annual return | 24.06% | 34.18%-10.1pp | 196.45%-172.4pp | 28.51%-4.5pp |
| Employer contribution / active EE | $954 | $2,037-53.2% | $2,689-64.5% | $2,270-58.0% |
| Participant deferral / active EE | $1,828 | $3,501-47.8% | $4,245-56.9% | $3,740-51.1% |
| Admin fee / account holder | $327 | $535-38.8% | $6,642-95.1% | $513-36.2% |