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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,700 | $97,881-45.1% | $80,004-32.9% | $125,389-57.2% |
| Participation rate | 81.8% | 77.9%+4.0pp | 73.0%+8.8pp | 83.2%-1.4pp |
| Annual return | -4.13% | 9.36%-13.5pp | 7.63%-11.8pp | 282.24%-286.4pp |
| Employer contribution / active EE | $8,864 | $3,128+183.4% | $2,473+258.5% | $4,866+82.2% |
| Participant deferral / active EE | $7,235 | $3,744+93.2% | $3,204+125.9% | $5,352+35.2% |
| Admin fee / account holder | $1,058 | $6,278-83.1% | $5,033-79.0% | $9,541-88.9% |