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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,728 | $134,817-39.4% | $123,973-34.1% | $155,188-47.3% |
| Participation rate | 54.2% | 79.4%-25.2pp | 76.7%-22.5pp | 80.8%-26.6pp |
| Annual return | 17.75% | 515.49%-497.7pp | 388.13%-370.4pp | 148.84%-131.1pp |
| Employer contribution / active EE | $2,414 | $4,425-45.5% | $4,126-41.5% | $4,248-43.2% |
| Participant deferral / active EE | $4,335 | $5,706-24.0% | $5,247-17.4% | $6,531-33.6% |
| Admin fee / account holder | $4,701 | $13,245-64.5% | $11,799-60.2% | $14,480-67.5% |