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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,658 | $110,379-38.7% | $102,412-33.9% | $145,884-53.6% |
| Participation rate | 52.4% | 77.9%-25.5pp | 74.5%-22.1pp | 80.3%-27.9pp |
| Annual return | 13.43% | 24.84%-11.4pp | 24.94%-11.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,519 | $4,216-40.2% | $3,870-34.9% | $4,662-46.0% |
| Participant deferral / active EE | $4,691 | $5,622-16.6% | $5,060-7.3% | $6,690-29.9% |
| Admin fee / account holder | $5,831 | $9,745-40.2% | $8,388-30.5% | $13,392-56.5% |