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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,840 | $168,635+10.8% | $147,617+26.6% | $125,389+49.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -14.53% | 77.65%-92.2pp | 61.98%-76.5pp | 282.24%-296.8pp |
| Employer contribution / active EE | $7,599 | $6,252+21.5% | $5,564+36.6% | $4,866+56.2% |
| Participant deferral / active EE | $5,740 | $5,507+4.2% | $4,895+17.3% | $5,352+7.3% |
| Admin fee / account holder | $1,955 | $13,580-85.6% | $11,612-83.2% | $9,541-79.5% |