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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,939 | $121,677+14.2% | $104,625+32.8% | $158,966-12.6% |
| Participation rate | 90.0% | 77.5%+12.5pp | 74.1%+15.9pp | 82.0%+8.0pp |
| Annual return | 18.53% | 465.58%-447.0pp | 340.60%-322.1pp | 302.95%-284.4pp |
| Employer contribution / active EE | $2,693 | $3,165-14.9% | $2,681+0.4% | $4,762-43.4% |
| Participant deferral / active EE | $6,313 | $4,175+51.2% | $3,738+68.9% | $5,983+5.5% |
| Admin fee / account holder | $693 | $7,777-91.1% | $6,465-89.3% | $11,250-93.8% |