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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,375 | $54,558-0.3% | $76,051-28.5% | $74,400-26.9% |
| Participation rate | 37.8% | 60.3%-22.5pp | 69.1%-31.3pp | 67.2%-29.4pp |
| Annual return | 15.18% | 31.83%-16.7pp | 360.42%-345.2pp | 1367.51%-1352.3pp |
| Employer contribution / active EE | $1,303 | $1,778-26.7% | $2,690-51.5% | $2,624-50.3% |
| Participant deferral / active EE | $2,783 | $3,065-9.2% | $4,257-34.6% | $4,348-36.0% |
| Admin fee / account holder | $1,280 | $2,232-42.7% | $6,416-80.1% | $1,944-34.2% |