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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $95,415-100.0% | $185,851-100.0% | $85,851-100.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.28% | 23.59%-13.3pp | 122.11%-111.8pp | 318.63%-308.4pp |
| Employer contribution / active EE | $1,556 | $3,314-53.1% | $5,168-69.9% | $2,565-39.4% |
| Participant deferral / active EE | $2,910 | $3,424-15.0% | $5,569-47.7% | $3,952-26.4% |
| Admin fee / account holder | $30,632 | $7,215+324.6% | $16,245+88.6% | $6,261+389.3% |