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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,136 | $85,171-68.1% | $172,753-84.3% | $72,976-62.8% |
| Participation rate | 59.4% | 70.1%-10.7pp | 82.6%-23.3pp | 69.5%-10.1pp |
| Annual return | 25.78% | 27.32%-1.5pp | 803.00%-777.2pp | 81.02%-55.2pp |
| Employer contribution / active EE | $2,011 | $3,324-39.5% | $5,144-60.9% | $2,440-17.6% |
| Participant deferral / active EE | $3,810 | $3,260+16.9% | $5,198-26.7% | $3,608+5.6% |
| Admin fee / account holder | $723 | $5,880-87.7% | $13,956-94.8% | $5,124-85.9% |