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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,030 | $56,197-41.2% | $67,652-51.2% | $59,633-44.6% |
| Participation rate | 63.7% | 71.5%-7.7pp | 75.7%-11.9pp | 68.7%-4.9pp |
| Annual return | 0.44% | 18508.10%-18507.7pp | 6625.40%-6625.0pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $1,035 | $1,615-35.9% | $2,266-54.3% | $2,203-53.0% |
| Participant deferral / active EE | $2,319 | $2,844-18.5% | $3,560-34.9% | $3,192-27.4% |
| Admin fee / account holder | $1,056 | $3,958-73.3% | $4,821-78.1% | $4,297-75.4% |