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| Provider | Service type | Compensation |
|---|---|---|
ROYAL ALLIANCE ASSOCIATES INC1+ years Filed as: ROYAL ALLIANCE ASSOCIATES Service code 27 · EIN 93-0987232 | Advisory (Plan) | $38,389 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,544 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,391 | $72,770-50.0% | $67,652-46.2% | $55,191-34.1% |
| Participation rate | 53.4% | 78.8%-25.4pp | 75.7%-22.2pp | 69.2%-15.7pp |
| Annual return | -49.47% | -3.26%-46.2pp | 6625.40%-6674.9pp | 10.78%-60.3pp |
| Employer contribution / active EE | $1,550 | $1,769-12.4% | $2,266-31.6% | $1,899-18.4% |
| Participant deferral / active EE | $3,738 | $3,408+9.7% | $3,560+5.0% | $3,046+22.7% |
| Admin fee / account holder | $149 | $79+89.6% | $4,821-96.9% | $91+64.6% |