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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,198 | $50,464-12.4% | $75,782-41.7% | $52,331-15.5% |
| Participation rate | 90.2% | 66.8%+23.4pp | 75.8%+14.4pp | 68.1%+22.1pp |
| Annual return | -0.05% | 1.03%-1.1pp | 9.68%-9.7pp | 4.54%-4.6pp |
| Employer contribution / active EE | $1,048 | $1,988-47.3% | $3,323-68.5% | $1,882-44.3% |
| Participant deferral / active EE | $4,325 | $2,570+68.3% | $3,652+18.4% | $3,022+43.1% |
| Admin fee / account holder | $618 | $1,103-44.0% | $5,300-88.3% | $592+4.5% |