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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,437 | $153,769+36.2% | $133,975+56.3% | $273,972-23.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -6.09% | 36.51%-42.6pp | 29.29%-35.4pp | 41.46%-47.5pp |
| Employer contribution / active EE | $5,254 | $6,029-12.9% | $5,211+0.8% | $4,869+7.9% |
| Participant deferral / active EE | $9,139 | $6,958+31.3% | $6,282+45.5% | $5,287+72.9% |
| Admin fee / account holder | $19,284 | $11,765+63.9% | $9,324+106.8% | $10,133+90.3% |