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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,066 | $78,423+109.2% | $95,964+71.0% | $79,856+105.5% |
| Participation rate | 77.8% | 73.5%+4.3pp | 77.1%+0.7pp | 69.6%+8.1pp |
| Annual return | 12.28% | 19.37%-7.1pp | 91.64%-79.4pp | 31.71%-19.4pp |
| Employer contribution / active EE | $1,677 | $1,945-13.8% | $2,541-34.0% | $2,471-32.1% |
| Participant deferral / active EE | $8,074 | $3,440+134.7% | $4,167+93.8% | $3,741+115.8% |
| Admin fee / account holder | $1,086 | $5,622-80.7% | $6,797-84.0% | $5,306-79.5% |