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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,849 | $62,583+65.9% | $76,767+35.3% | $64,173+61.8% |
| Participation rate | 84.6% | 72.8%+11.8pp | 77.0%+7.7pp | 69.6%+15.0pp |
| Annual return | -8.41% | -1.95%-6.5pp | 2.43%-10.8pp | 7.63%-16.0pp |
| Employer contribution / active EE | $3,019 | $1,832+64.8% | $2,485+21.5% | $2,381+26.8% |
| Participant deferral / active EE | $7,388 | $3,145+134.9% | $3,852+91.8% | $3,470+112.9% |
| Admin fee / account holder | $1,509 | $4,667-67.7% | $6,675-77.4% | $4,887-69.1% |