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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,747 | $95,917-0.2% | $79,583+20.3% | $134,545-28.8% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -25.96% | -2.70%-23.3pp | 0.16%-26.1pp | 418.37%-444.3pp |
| Employer contribution / active EE | $1,454 | $3,129-53.5% | $2,414-39.8% | $4,742-69.3% |
| Participant deferral / active EE | $5,436 | $4,694+15.8% | $3,986+36.4% | $6,401-15.1% |
| Admin fee / account holder | $2,187 | $9,132-76.1% | $6,835-68.0% | $11,431-80.9% |