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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,402 | $95,979-61.0% | $74,551-49.8% | $135,380-72.4% |
| Participation rate | 86.7% | 75.7%+11.0pp | 69.1%+17.5pp | 82.6%+4.0pp |
| Annual return | -9.31% | 56.97%-66.3pp | 32.53%-41.8pp | 519.81%-529.1pp |
| Employer contribution / active EE | $658 | $2,716-75.8% | $1,961-66.5% | $4,779-86.2% |
| Participant deferral / active EE | $1,086 | $3,844-71.8% | $3,108-65.1% | $5,609-80.6% |
| Admin fee / account holder | $3,475 | $6,522-46.7% | $5,059-31.3% | $10,828-67.9% |