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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,892 | $50,958-11.9% | $74,552-39.8% | $64,181-30.1% |
| Participation rate | 75.6% | 61.1%+14.5pp | 69.1%+6.4pp | 69.6%+6.0pp |
| Annual return | -4.02% | -1.86%-2.2pp | 32.53%-36.5pp | 7.63%-11.6pp |
| Employer contribution / active EE | $1,519 | $1,115+36.2% | $1,961-22.5% | $2,381-36.2% |
| Participant deferral / active EE | $4,522 | $2,301+96.5% | $3,108+45.5% | $3,470+30.3% |
| Admin fee / account holder | $3,826 | $4,223-9.4% | $5,060-24.4% | $4,887-21.7% |