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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,247 | $86,701-46.7% | $73,309-36.9% | $125,388-63.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 58.03% | 2.78%+55.3pp | 5.67%+52.4pp | 282.24%-224.2pp |
| Employer contribution / active EE | $7,282 | $4,152+75.4% | $3,237+124.9% | $4,866+49.6% |
| Participant deferral / active EE | $6,930 | $5,549+24.9% | $4,991+38.8% | $5,352+29.5% |
| Admin fee / account holder | $1,204 | $7,768-84.5% | $5,635-78.6% | $9,541-87.4% |