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| Provider | Service type | Compensation |
|---|---|---|
THE INVESTMENT COUNSEL COMPANY3+ years Service code 28 · EIN 88-0228985 | Investment Management | $20,225 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $8,278 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,417 | $59,535+16.6% | $90,161-23.0% | $62,293+11.4% |
| Participation rate | 43.7% | 73.0%-29.4pp | 76.9%-33.2pp | 69.5%-25.8pp |
| Annual return | -24.68% | 23.53%-48.2pp | 34.89%-59.6pp | 28.90%-53.6pp |
| Employer contribution / active EE | $1,660 | $1,826-9.1% | $3,318-50.0% | $2,042-18.7% |
| Participant deferral / active EE | $4,936 | $4,639+6.4% | $5,287-6.6% | $3,169+55.7% |
| Admin fee / account holder | $122 | $337-63.7% | $5,943-97.9% | $479-74.5% |