See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $24,676 |
Filed as: MORGAN STANLEY SMITHBARNEY LLC Service code 49 · EIN 26-4310632 | Other Services | $7,511 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,689 | $55,636-52.0% | $81,983-67.4% | $73,488-63.7% |
| Participation rate | 55.8% | 62.3%-6.5pp | 69.2%-13.4pp | 70.7%-14.9pp |
| Annual return | 13.69% | 19.07%-5.4pp | 41.31%-27.6pp | 28.51%-14.8pp |
| Employer contribution / active EE | $286 | $1,625-82.4% | $2,498-88.5% | $2,270-87.4% |
| Participant deferral / active EE | $1,453 | $2,762-47.4% | $3,722-61.0% | $3,740-61.1% |
| Admin fee / account holder | $350 | $493-28.9% | $5,664-93.8% | $513-31.7% |