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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,218 | $180,462+113.5% | $154,111+150.0% | $135,379+184.5% |
| Participation rate | 81.3% | 87.4%-6.2pp | 83.0%-1.8pp | 82.6%-1.4pp |
| Annual return | -7.48% | 888.17%-895.7pp | 735.18%-742.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $14,021 | $6,036+132.3% | $5,298+164.7% | $4,779+193.4% |
| Participant deferral / active EE | $1,622 | $5,806-72.1% | $5,081-68.1% | $5,609-71.1% |
| Admin fee / account holder | $2,498 | $16,145-84.5% | $13,411-81.4% | $10,828-76.9% |