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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,177 | $106,003+100.2% | $92,236+130.0% | $147,585+43.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 18.89% | 50.05%-31.2pp | 176.29%-157.4pp | 578.57%-559.7pp |
| Employer contribution / active EE | $4,284 | $4,333-1.1% | $3,679+16.4% | $4,876-12.1% |
| Participant deferral / active EE | $17,114 | $4,478+282.2% | $3,897+339.2% | $5,439+214.7% |
| Admin fee / account holder | $4,589 | $6,333-27.5% | $5,194-11.6% | $10,885-57.8% |