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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,234 | $143,969-29.0% | $199,883-48.9% | $82,637+23.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 17.01% | 25.67%-8.7pp | 43.81%-26.8pp | 53.51%-36.5pp |
| Employer contribution / active EE | $3,803 | $4,632-17.9% | $6,261-39.3% | $2,552+49.0% |
| Participant deferral / active EE | $10,864 | $6,937+56.6% | $9,138+18.9% | $4,126+163.3% |
| Admin fee / account holder | $7,516 | $14,597-48.5% | $17,268-56.5% | $7,339+2.4% |