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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,821 | $43,730-13.5% | $121,208-68.8% | $64,181-41.1% |
| Participation rate | 96.3% | 58.3%+38.0pp | 71.8%+24.5pp | 69.6%+26.7pp |
| Annual return | -5.22% | 68.94%-74.2pp | 16.93%-22.2pp | 7.63%-12.9pp |
| Employer contribution / active EE | $994 | $1,297-23.4% | $4,023-75.3% | $2,381-58.3% |
| Participant deferral / active EE | $2,143 | $2,281-6.0% | $3,345-35.9% | $3,470-38.2% |
| Admin fee / account holder | $12,996 | $3,502+271.1% | $5,020+158.9% | $4,887+165.9% |