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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,183 | $87,544-19.8% | $75,784-7.4% | $125,388-44.0% |
| Participation rate | 57.1% | 80.2%-23.0pp | 75.8%-18.7pp | 83.2%-26.0pp |
| Annual return | -0.85% | 13.49%-14.3pp | 9.68%-10.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $759 | $3,930-80.7% | $3,323-77.2% | $4,866-84.4% |
| Participant deferral / active EE | $1,831 | $4,229-56.7% | $3,652-49.9% | $5,352-65.8% |
| Admin fee / account holder | $8,209 | $6,502+26.2% | $5,300+54.9% | $9,541-14.0% |