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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,130 | $95,406+176.8% | $185,849+42.1% | $85,847+207.7% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.09% | 23.59%-10.5pp | 122.10%-109.0pp | 318.61%-305.5pp |
| Employer contribution / active EE | $14,033 | $3,314+323.5% | $5,169+171.5% | $2,565+447.0% |
| Participant deferral / active EE | $10,040 | $3,424+193.3% | $5,569+80.3% | $3,952+154.0% |
| Admin fee / account holder | $1,285 | $7,214-82.2% | $16,244-92.1% | $6,261-79.5% |