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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,193 | $91,198+167.8% | $178,503+36.8% | $79,856+205.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 22.15% | 24.20%-2.0pp | 151.12%-129.0pp | 31.71%-9.6pp |
| Employer contribution / active EE | $12,640 | $3,257+288.1% | $5,011+152.2% | $2,471+411.5% |
| Participant deferral / active EE | $9,223 | $3,237+185.0% | $5,202+77.3% | $3,741+146.6% |
| Admin fee / account holder | $3,093 | $6,748-54.2% | $13,987-77.9% | $5,306-41.7% |