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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,394 | $174,379+2.3% | $152,093+17.3% | $138,895+28.4% |
| Participation rate | 61.5% | 81.6%-20.1pp | 77.8%-16.2pp | 79.9%-18.4pp |
| Annual return | 13.20% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $2,472 | $4,652-46.9% | $4,175-40.8% | $4,194-41.1% |
| Participant deferral / active EE | $6,340 | $6,159+2.9% | $5,451+16.3% | $6,396-0.9% |
| Admin fee / account holder | $18,372 | $16,880+8.8% | $14,497+26.7% | $12,562+46.2% |