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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,087 | $175,231-18.9% | $149,696-5.1% | $139,466+1.9% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 12.81% | 166.77%-154.0pp | 134.46%-121.6pp | 373.66%-360.8pp |
| Employer contribution / active EE | $6,145 | $5,478+12.2% | $4,821+27.5% | $4,754+29.3% |
| Participant deferral / active EE | $7,510 | $6,521+15.2% | $5,682+32.2% | $6,712+11.9% |
| Admin fee / account holder | $4,653 | $16,155-71.2% | $13,212-64.8% | $11,409-59.2% |