Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,641 | $49,177-62.1% | $79,466-76.5% | $64,173-71.0% |
| Participation rate | 49.3% | 65.0%-15.7pp | 73.3%-24.0pp | 69.6%-20.3pp |
| Annual return | -8.83% | -1.16%-7.7pp | 718.28%-727.1pp | 7.63%-16.5pp |
| Employer contribution / active EE | $1,035 | $2,076-50.1% | $2,800-63.0% | $2,381-56.5% |
| Participant deferral / active EE | $1,357 | $2,821-51.9% | $3,704-63.4% | $3,470-60.9% |
| Admin fee / account holder | $1,876 | $3,839-51.1% | $5,104-63.3% | $4,887-61.6% |