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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,711 | $167,352+6.2% | $143,788+23.6% | $134,509+32.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.11% | 0.47%-21.6pp | -0.03%-21.1pp | 418.13%-439.2pp |
| Employer contribution / active EE | $1,026 | $5,620-81.7% | $4,952-79.3% | $4,741-78.3% |
| Participant deferral / active EE | $6,202 | $6,447-3.8% | $5,638+10.0% | $6,400-3.1% |
| Admin fee / account holder | $2,645 | $18,091-85.4% | $14,675-82.0% | $11,427-76.8% |