Retirement plan

UTAH LABORERS ANNUITY TRUST FUND

Name: UTAH LABORERS ANNUITY TRUST FUND - UTAH LABORERS ANNUITY TRUST FUND (2016) Form 5500
Creator: UTAH LABORERS ANNUITY TRUST FUND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UTAH LABORERS ANNUITY TRUST FUND, UTAH LABORERS ANNUITY TRUST FUND

UTAH LABORERS ANNUITY TRUST FUNDEIN 87-6135141Plan #002PY 2016

2156 WEST 2200 SOUTH - SALT LAKE CITY, UT 841191376801-973-1001

Prospect flagsHigh retiree %

How to read this page

Total assets (EOY)

$38.7M

-0.9% from 2015

Total participants

4,842

+1.0% from 2015

Average account balance

No prior year

Annual return

4.28%

+3.56 pp from 2015

Benchmarks

See 155 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Cohort155 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,885

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.56M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$148

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
INDEPENDENT FINANCIAL PARTNERS2+ years Filed as: SIERRA INVESTMENT PARTNERS Service code 51 · EIN 68-0370668 101 YGNACIO VALLEY ROAD, SUITE 300 · WALNUT CREEK, CA 945964061	Investment Mgmt Fees	$136,576
NUVEEN2+ years Filed as: NWQ INVESTMENT MANAGEMENT Service code 51 · EIN 04-3161875 2049 CENTURY PARK EAST, 18TH FLOOR · LOS ANGELES, CA 90067	Investment Mgmt Fees	$34,240
US BANK2+ years Service code 19 · EIN 93-6157747 170 SOUTH MAIN, SUITE 600 · SALT LAKE CITY, UT 84101	Securities Custodian	$28,478
SSA P.C.2+ years Service code 10 · EIN 84-0676265 3355 AMERICAN DRIVE · COLORADO SPRINGS, CO 80917	Accounting	$27,529
VERUS2+ years Service code 27 · EIN 91-1320111 999 THIRD AVENUE, SUITE 4200 · SEATTLE, WA 98104	Advisory (Plan)	$24,000
COMPUSYS OF UTAH, INC.2+ years Filed as: COMPUSYS OF UTAH Service code 13 · EIN 84-0869853 2156 WEST 2200 SOUTH · SALT LAKE CITY, UT 84119	Contract Administrator	$16,631
THE SEGAL COMPANY2+ years Service code 11 · EIN 94-1503999 1230 W WASHINGTON STREET, STE 501 · TEMPE, AZ 85281	Actuarial	$14,700
RYAN RAPP & UNDERWOOD1 year Filed as: RYAN RAPP & UNDERWOOD PLC Service code 29 · EIN 86-0767091 3200 NORTH CENTRAL AVENUE, SUITE 16 · PHOENIX, AZ 85012	Legal	$9,205

Plan features & details

Pension benefit codes2J

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$332K

Investment mgmt$223K67.2%
Contract admin$17K5.0%
Other / not subdivided$92K27.8%

% of EOY assets

0.858%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SSA, P.C.
Auditor EIN: 840676265
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$676,477-100.0%

$133,975-100.0%

Participation rate

0.0%

86.1%-86.1pp

87.1%-87.1pp

Annual return

4.28%

1.79%+2.5pp

29.29%-25.0pp

Employer contribution / active EE

$3,505-100.0%

$5,211-100.0%

Participant deferral / active EE

$5,893-100.0%

$6,282-100.0%

Admin fee / account holder

$42,217-100.0%

$9,324-100.0%

Provider

Service type

Compensation

INDEPENDENT FINANCIAL PARTNERS2+ years

Filed as: SIERRA INVESTMENT PARTNERS

Service code 51 · EIN 68-0370668

101 YGNACIO VALLEY ROAD, SUITE 300 · WALNUT CREEK, CA 945964061

Investment Mgmt Fees

$136,576

NUVEEN2+ years

Filed as: NWQ INVESTMENT MANAGEMENT

Service code 51 · EIN 04-3161875

2049 CENTURY PARK EAST, 18TH FLOOR · LOS ANGELES, CA 90067

Investment Mgmt Fees

$34,240

US BANK2+ years

Service code 19 · EIN 93-6157747

170 SOUTH MAIN, SUITE 600 · SALT LAKE CITY, UT 84101

Securities Custodian

$28,478

SSA P.C.2+ years

Service code 10 · EIN 84-0676265

3355 AMERICAN DRIVE · COLORADO SPRINGS, CO 80917

Accounting

$27,529

VERUS2+ years

Service code 27 · EIN 91-1320111

999 THIRD AVENUE, SUITE 4200 · SEATTLE, WA 98104

Advisory (Plan)

$24,000

COMPUSYS OF UTAH, INC.2+ years

Filed as: COMPUSYS OF UTAH

Service code 13 · EIN 84-0869853

2156 WEST 2200 SOUTH · SALT LAKE CITY, UT 84119

Contract Administrator

$16,631

THE SEGAL COMPANY2+ years

Service code 11 · EIN 94-1503999

1230 W WASHINGTON STREET, STE 501 · TEMPE, AZ 85281

Actuarial

$14,700

RYAN RAPP & UNDERWOOD1 year

Filed as: RYAN RAPP & UNDERWOOD PLC

Service code 29 · EIN 86-0767091

3200 NORTH CENTRAL AVENUE, SUITE 16 · PHOENIX, AZ 85012

Legal

$9,205

UTAH LABORERS ANNUITY TRUST FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UTAH LABORERS ANNUITY TRUST FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion