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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,162 | $69,118-81.0% | $53,647-75.5% | $138,895-90.5% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 19.81% | 248.26%-228.5pp | 358.33%-338.5pp | 145.39%-125.6pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,425 | $2,274+6.6% | $1,813+33.7% | $6,396-62.1% |
| Admin fee / account holder | $47 | $2,724-98.3% | $2,460-98.1% | $12,562-99.6% |