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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,296 | $138,078-96.9% | $125,363-96.6% | $134,509-96.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.00% | 750.49%-750.5pp | 572.15%-572.1pp | 418.13%-418.1pp |
| Employer contribution / active EE | $6,138 | $5,245+17.0% | $4,815+27.5% | $4,741+29.5% |
| Participant deferral / active EE | $7,448 | $7,800-4.5% | $7,4470% | $6,400+16.4% |
| Admin fee / account holder | $18,497 | $11,566+59.9% | $10,005+84.9% | $11,427+61.9% |