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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,201 | $51,606-70.5% | $129,339-88.2% | $80,911-81.2% |
| Participation rate | 89.2% | 57.0%+32.3pp | 69.6%+19.6pp | 67.6%+21.6pp |
| Annual return | 122.33% | 20.76%+101.6pp | 9437.05%-9314.7pp | 35.63%+86.7pp |
| Employer contribution / active EE | -$0 | $1,582-100.0% | $4,154-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,862 | $2,669+157.1% | $4,170+64.6% | $4,297+59.7% |
| Admin fee / account holder | $557 | $4,310-87.1% | $7,668-92.7% | $6,935-92.0% |