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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,437 | $148,582-97.0% | $135,942-96.7% | $139,456-96.8% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 28.77% | 79.26%-50.5pp | 68.28%-39.5pp | 373.45%-344.7pp |
| Employer contribution / active EE | $1,962 | $5,245-62.6% | $4,858-59.6% | $4,753-58.7% |
| Participant deferral / active EE | $2,099 | $8,101-74.1% | $7,759-72.9% | $6,711-68.7% |
| Admin fee / account holder | $913 | $12,402-92.6% | $10,764-91.5% | $11,407-92.0% |