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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,944 | $156,398-77.0% | $147,318-75.6% | $138,895-74.1% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 27.99% | 78.75%-50.8pp | 70.43%-42.4pp | 145.39%-117.4pp |
| Employer contribution / active EE | $4,582 | $4,853-5.6% | $4,593-0.2% | $4,194+9.2% |
| Participant deferral / active EE | $11,497 | $8,237+39.6% | $7,906+45.4% | $6,396+79.7% |
| Admin fee / account holder | $2,191 | $14,976-85.4% | $13,708-84.0% | $12,562-82.6% |