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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,169 | $156,927-0.5% | $121,169+28.9% | $139,456+12.0% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 22.13% | 1475.85%-1453.7pp | 986.71%-964.6pp | 373.45%-351.3pp |
| Employer contribution / active EE | $10,326 | $5,542+86.3% | $4,168+147.8% | $4,753+117.3% |
| Participant deferral / active EE | $28,483 | $4,848+487.5% | $4,083+597.7% | $6,711+324.4% |
| Admin fee / account holder | $56,724 | $6,946+716.7% | $5,645+904.8% | $11,407+397.3% |