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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,710 | $85,060-94.5% | $70,548-93.3% | $139,456-96.6% |
| Participation rate | 66.7% | 73.9%-7.2pp | 68.3%-1.7pp | 80.3%-13.7pp |
| Annual return | 24.49% | 30.38%-5.9pp | 32.78%-8.3pp | 373.45%-349.0pp |
| Employer contribution / active EE | $1,363 | $3,911-65.2% | $2,975-54.2% | $4,753-71.3% |
| Participant deferral / active EE | $2,044 | $5,890-65.3% | $4,567-55.3% | $6,711-69.5% |
| Admin fee / account holder | $16 | $8,925-99.8% | $6,424-99.8% | $11,407-99.9% |