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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,946 | $49,976-86.1% | $66,674-89.6% | $82,637-91.6% |
| Participation rate | 89.7% | 63.1%+26.6pp | 73.7%+16.1pp | 68.1%+21.7pp |
| Annual return | 24.80% | 39.09%-14.3pp | 321.24%-296.4pp | 53.51%-28.7pp |
| Employer contribution / active EE | $1,370 | $1,988-31.1% | $2,620-47.7% | $2,552-46.3% |
| Participant deferral / active EE | $2,797 | $2,847-1.7% | $4,084-31.5% | $4,126-32.2% |
| Admin fee / account holder | $401 | $4,594-91.3% | $5,098-92.1% | $7,339-94.5% |