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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,807 | $105,145-75.5% | $94,664-72.7% | $139,466-81.5% |
| Participation rate | 55.0% | 82.4%-27.4pp | 80.8%-25.8pp | 80.3%-25.3pp |
| Annual return | 70.81% | 38.09%+32.7pp | 156.84%-86.0pp | 373.66%-302.9pp |
| Employer contribution / active EE | $2,063 | $4,107-49.8% | $3,673-43.8% | $4,754-56.6% |
| Participant deferral / active EE | $4,238 | $7,599-44.2% | $7,417-42.9% | $6,712-36.9% |
| Admin fee / account holder | $361 | $8,972-96.0% | $7,222-95.0% | $11,409-96.8% |