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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,497 | $81,476-88.3% | $102,383-90.7% | $80,925-88.3% |
| Participation rate | 96.4% | 66.8%+29.6pp | 74.5%+21.9pp | 67.7%+28.8pp |
| Annual return | 20.97% | 25.59%-4.6pp | 24.94%-4.0pp | 35.65%-14.7pp |
| Employer contribution / active EE | $1,885 | $3,105-39.3% | $3,870-51.3% | $2,756-31.6% |
| Participant deferral / active EE | $2,932 | $3,871-24.3% | $5,060-42.1% | $4,299-31.8% |
| Admin fee / account holder | $885 | $6,717-86.8% | $8,391-89.5% | $6,940-87.2% |