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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,129 | $100,139-47.9% | $85,187-38.8% | $145,884-64.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.08% | 84.15%-73.1pp | 66.67%-55.6pp | 551.85%-540.8pp |
| Employer contribution / active EE | $9,211 | $3,238+184.5% | $2,732+237.1% | $4,662+97.6% |
| Participant deferral / active EE | $2,767 | $5,296-47.7% | $4,525-38.8% | $6,690-58.6% |
| Admin fee / account holder | $1,453 | $7,262-80.0% | $6,162-76.4% | $13,392-89.1% |