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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,358 | $93,124-43.8% | $77,100-32.1% | $134,545-61.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -16.91% | 62.68%-79.6pp | 42.35%-59.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $9,581 | $3,421+180.0% | $2,815+240.4% | $4,742+102.1% |
| Participant deferral / active EE | $2,890 | $5,242-44.9% | $4,430-34.8% | $6,401-54.9% |
| Admin fee / account holder | $3,281 | $6,970-52.9% | $5,443-39.7% | $11,431-71.3% |