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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,778 | $123,155-88.8% | $108,753-87.3% | $155,188-91.1% |
| Participation rate | 85.7% | 75.6%+10.1pp | 71.1%+14.6pp | 80.8%+4.9pp |
| Annual return | 1.64% | 44.73%-43.1pp | 37.47%-35.8pp | 148.84%-147.2pp |
| Employer contribution / active EE | $2,722 | $2,811-3.2% | $2,427+12.2% | $4,248-35.9% |
| Participant deferral / active EE | $3,473 | $4,623-24.9% | $4,115-15.6% | $6,531-46.8% |
| Admin fee / account holder | $1,389 | $12,126-88.5% | $10,320-86.5% | $14,480-90.4% |