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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,815 | $111,830-92.1% | $93,696-90.6% | $145,884-94.0% |
| Participation rate | 77.8% | 74.2%+3.6pp | 68.7%+9.1pp | 80.3%-2.5pp |
| Annual return | 19.39% | 204.08%-184.7pp | 133.74%-114.4pp | 551.85%-532.5pp |
| Employer contribution / active EE | $2,073 | $3,093-33.0% | $2,422-14.4% | $4,662-55.5% |
| Participant deferral / active EE | $2,906 | $4,920-40.9% | $4,417-34.2% | $6,690-56.6% |
| Admin fee / account holder | $563 | $10,249-94.5% | $8,287-93.2% | $13,392-95.8% |